Disclosure:The calculation model above here is based on 65 Broker/Agent Agency owner recruits by major insurance carriers, which require minimum of both Property & Casualty and Life, Health, & Accident Licenses from their NEW Agency Owner candidates, the total number could vary based on the applicant need of License, either way IF each Applicant only Applies for ONE SINGLE License the total need of Client for An Affiliate Owner to Break even will be not greater than 130 Single License Applicants.